According to the National Association of Home Builders housing activity is predicted to pick up for the balance of the year and a real recovery will start sometime during 2012. But home prices nationally are just about back to where they should be relative to income following explosive growth during the boom. Mortgage rates will…

Florida has more than one million property owners covered by that state-run Citizens Insurance program. Over the next two years those policy holders could see their windstorm insurance rates go up by as much as 50% under the latest Senate bill aimed at shrinking the number of homes covered by Citizens. After 2016 the bill…